{"id":597,"date":"2017-01-04T22:23:45","date_gmt":"2017-01-04T22:23:45","guid":{"rendered":"http:\/\/www.himmelsteinfinancial.com\/?p=597"},"modified":"2017-01-04T22:23:45","modified_gmt":"2017-01-04T22:23:45","slug":"business-mortgage-leads-program","status":"publish","type":"post","link":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/business-mortgage-leads-program\/","title":{"rendered":"Business Mortgage Leads Program"},"content":{"rendered":"

Many\"auto-car-loan-sign-dealership\" of us in\u00a0the business have called on personal mortgage leads, which does not require life insurance.\u00a0 However, to get an SBA loan the government requires life insurance.\u00a0 Some banks actually require additional disability insurance (special kind) to collateralize the loan.\u00a0 This is spelled out on our www.sbasuperclose.com<\/a> and www.practiceloanins.com<\/a>\u00a0 websites.<\/p>\n

The market to indemnify the banks is huge and the mortgages are usually higher than personal mortgages.\u00a0 Besides business owners have more needs in general for other insurances more than personal.<\/p>\n

Personally, I would rather be in the market to show people who must have it to get their loan as opposed to those individual mortgages where life insurance is not a requirement.<\/p>\n

We have in many states all the SBA mortgages that closed.\u00a0 Just because they bought it last year does not mean you can\u2019t beat what they have already.\u00a0 The bank does not care as long as it is papered correctly.\u00a0 Many of those policies issued by other companies may have been simplified issue or just not competitive but the client and banker were under the gun to have the insurance before they got the money.<\/p>\n

We would be happy to help you in this marketplace by giving you all the necessary tools you need.\u00a0 All you have t do is contact us. At 860-761-1216 or email to paul@himmelsteinfinancial.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Many of us in\u00a0the business have called on personal mortgage leads, which does not require life insurance.\u00a0 However, to get an SBA loan the government requires life insurance.\u00a0 Some banks actually require additional disability insurance (special kind) to collateralize the loan.\u00a0 This is spelled out on our www.sbasuperclose.com and www.practiceloanins.com\u00a0 websites. The market to indemnify […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[1],"tags":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdUwpZ-9D","jetpack-related-posts":[{"id":791,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/tax-leveraging-the-new-tax-law\/","url_meta":{"origin":597,"position":0},"title":"Tax leveraging the new tax law","date":"04\/03\/2018","format":false,"excerpt":"Tax leveraging the new tax law Under the new tax structure, businesses may elect to be taxed at a lower rate than individuals that own them. Many owners and their key people may be personally taxed as much as 37% federally.\u00a0 Even this new rate can be a misnomer because\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gallery.mailchimp.com\/98ad10abd4ba836a05eaa66a0\/images\/c48dc069-7894-485b-978a-1452acb7403c.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":775,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/financial-underwriting\/","url_meta":{"origin":597,"position":1},"title":"Financial Underwriting","date":"02\/07\/2018","format":false,"excerpt":"Financial Underwriting: When one is writing those larger cases and even some smaller ones the advisor agent can\u2019t assume just because the client wants it that the insurance company will accept the client for what they apply for.\u00a0 Just like a mortgage the company wants to know if the client\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":376,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/life-after-ag-48-the-law-the-effects-the-opportunities\/","url_meta":{"origin":597,"position":2},"title":"Life after AG 48 The Law, The Effects, The Opportunities","date":"05\/11\/2016","format":false,"excerpt":"The Companies are afraid The representatives are afraid The clients are afraid Life is great. \u00a0Now companies have to make sure the printouts they arm us with are ones the company can deliver over time. \u00a0Ain\u2019t that a kick in the pants.\u00a0\u00a0Isn\u2019t this what companies were\u00a0suppose to be doing\u00a0all along.\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/advisors\/","url_meta":{"origin":597,"position":3},"title":"25 Items Advisors Need","date":"05\/11\/2016","format":false,"excerpt":"25 Items Advisors Can Find Opportunities with Their Clients and Look like a Hero at the Same Time If you read this and it sparks attention please don\u2019t be afraid to call or email. Waiting or talking RMDs only at retirement. If they hate paying taxes now they will hate\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":469,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/simplified-issue-competitive-term-with-excellent-commissions\/","url_meta":{"origin":597,"position":4},"title":"Simplified Issue Competitive Term with Excellent Commissions","date":"05\/11\/2016","format":false,"excerpt":"The Operative words are EASY and QUICK. Companies are finally coming to the market with EASY issue term that doesn't require the usual hassle of APS's, blood or urine. In addition, your cases will get issued in less than a week in most situations. Best of all unlike other companies\u2026","rel":"","context":"Similar post","img":{"alt_text":"blogimage1","src":"https:\/\/i0.wp.com\/www.himmelsteinfinancial.com\/wp-content\/uploads\/2016\/05\/blogimage1.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":829,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/tax-leveraged-life-insurance\/","url_meta":{"origin":597,"position":5},"title":"Tax Leveraged Reduced Cost Life Insurance","date":"05\/08\/2018","format":false,"excerpt":"There is an opportunity for your company to pay for Reduced Cost Life Insurance which may be leveraged between different tax brackets, either between your company and yourself and\/or your company and a key employee.\u00a0 At Himmelstein Financial, we design a solution for business members which allows for a transfer\u2026","rel":"","context":"Similar post","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.himmelsteinfinancial.com\/wp-content\/uploads\/death-benefit-split-dollar-1.jpg?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts\/597"}],"collection":[{"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/comments?post=597"}],"version-history":[{"count":1,"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts\/597\/revisions"}],"predecessor-version":[{"id":599,"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/posts\/597\/revisions\/599"}],"wp:attachment":[{"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/media?parent=597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/categories?post=597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/wp-json\/wp\/v2\/tags?post=597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}