{"id":914,"date":"2019-01-15T15:08:38","date_gmt":"2019-01-15T15:08:38","guid":{"rendered":"http:\/\/www.himmelsteinfinancial.com\/?p=914"},"modified":"2019-01-15T20:56:46","modified_gmt":"2019-01-15T20:56:46","slug":"multiple-policies-are-better-cont","status":"publish","type":"post","link":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/multiple-policies-are-better-cont\/","title":{"rendered":"Multiple Policies Are Better Example 2"},"content":{"rendered":"

MULTIPLE POLICIES ARE<\/span>\u00a0BETTER!\u00a0<\/u><\/span><\/strong>(Ex. 2)<\/p>\n

 <\/p>\n

The second one has someone who wanted some permanent protection but wanted a lot for survivor income. So in this case, the client wanted 20 year term until his kids were 25 and wanted a permanent coverage that had a decent chronic care rider. He also wanted the permanent coverage as a pension max benefit so that he can take the single life higher pension income when he retires in the future.<\/p>\n

 <\/p>\n

\"\"<\/a><\/p>\n

 <\/p>\n

\"\"<\/a><\/p>\n

 <\/p>\n

BENEFITS OF PURCHASING MULTIPLE INSURANCE POLICIES<\/p>\n

Efficiency – Achieve death benefit protection and cash accumulation efficiency by allocating premium to policies specifically designed to optimize each of these benefits.<\/p>\n

Flexibility – An opportunity to access cash value for supplemental retirement income from one policy, without impacting the death benefit protection from another policy.<\/p>\n

Control – Select products with less policy maintenance and options, or policies where you have more control regarding premium payments and cash value growth.<\/p>\n

 <\/p>\n

 <\/p>\n

Don’t fight the battle<\/del>, win the war! Call our office NOW for further details on how multiple policies can serve ALL your client’s needs!<\/strong><\/em><\/p>\n

 <\/p>\n

\n
Himmelstein Financial<\/div>\n
Paul Himmelstein CLU ChFC
\n17 Mountain Avenue
\nBloomfield, CT 06002<\/div>\n<\/div>\n
\n
Toll Free: 800.599.6965
\nLocally: 860.761.1216
\nFax: 860.269.7026<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

MULTIPLE POLICIES ARE\u00a0BETTER!\u00a0(Ex. 2)   The second one has someone who wanted some permanent protection but wanted a lot for survivor income. So in this case, the client wanted 20 year term until his kids were 25 and wanted a permanent coverage that had a decent chronic care rider. He also wanted the permanent coverage […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[1],"tags":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdUwpZ-eK","jetpack-related-posts":[{"id":129,"url":"https:\/\/staging.himmelsteinfinancial.com\/index.php\/advisors\/","url_meta":{"origin":914,"position":0},"title":"25 Items Advisors Need","date":"05\/11\/2016","format":false,"excerpt":"25 Items Advisors Can Find Opportunities with Their Clients and Look like a Hero at the Same Time If you read this and it sparks attention please don\u2019t be afraid to call or email. Waiting or talking RMDs only at retirement. 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